When a payment refund is processed in Visp.net, the system behaves differently depending on the original payment method:
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Credit/Debit Cards & E-Checks (electronic checks):
Visp.net processes the refund only after the original payment settles with the bank. This requires a 24-hour wait before the refund can be run/processed. Refund timing is designed to align with payment settlement status. -
Cash & Paper Checks (including check payments):
For these payment types, Visp.net does not run backend automation (for example, it will not void the check or automatically push a reversal back to the bank).
Instead, the system records the refund as a reversal/refund entry for tracking purposes, with no automated bank/processor action triggered.